Post by account_disabled on Feb 28, 2024 0:21:30 GMT -5
Many people started using their cars less during the pandemic , but that didn't mean they were free from paying the fees and taxes that are levied on the vehicle annually. The exception in 2021 was the DPVAT, or mandatory insurance, as it is better known, which did not need to be collected. Despite being paid every year, not everyone knows how it works, what it is for and how to request it. Is there a future for it in the face of allegations of fraud involving the Consortium Líder, responsible for its management? Check it all out in this article. What is the purpose of mandatory DPVAT insurance? The role of the DPVAT is to offer compensation for a traffic accident in three situations, regardless of who is at fault: death; permanent disability, whether total or partial; medical expenses. Coverage applies to both vehicle occupants and pedestrians involved in the incident, and follows the same rules. It is worth noting that there is no coverage for any type of material damage. Why is DPVAT mandatory insurance? This social insurance with tax characteristics was created in 1974 with the aim of compensating victims of accidents involving motor vehicles throughout the national territory.
In a consortium was established that brought together 36 companies from the insurance sector , in order to form the Seguradora Líder do Consortium do Seguro DPVAT SA, responsible, since then, for its management. The amounts collected should be allocated in part to the SUS (Unified Health System), for education and traffic safety campaigns, for the administration of the system and for the compensation of victims. Unfortunately, the manager was now being investigated Lithuania Phone Number for irregularities in the payment of compensation and administrative fraud, and should be terminated. How does mandatory insurance work in practice? When an accident occurs with a victim, you must file a claim for compensation at one of the 8,000 service points listed on the Seguradora Líder page.
If the victim has died, a legal heir can make the request. There is no need for any type of intermediary, such as dispatchers or lawyers, and the entire process is done free of charge. Simply present a personal document and the accident report. Depending on the coverage requested, the insurer may require other items, such as proof of medical expenses. You can check the list of documents on the insurer's website. Remembering that you must have your insurance up to date to be able to request compensation. How was the DPVAT paid during 2021? In November 2020, the National and Private Insurance Council decided to exempt DPVAT 2021 and hire a new manager who will act on a temporary and emergency basis until the case is definitively resolved. The Private Insurance Superintendence (SUSEP) stated that the amounts charged in previous years would be sufficient to cover possible compensation in.
In a consortium was established that brought together 36 companies from the insurance sector , in order to form the Seguradora Líder do Consortium do Seguro DPVAT SA, responsible, since then, for its management. The amounts collected should be allocated in part to the SUS (Unified Health System), for education and traffic safety campaigns, for the administration of the system and for the compensation of victims. Unfortunately, the manager was now being investigated Lithuania Phone Number for irregularities in the payment of compensation and administrative fraud, and should be terminated. How does mandatory insurance work in practice? When an accident occurs with a victim, you must file a claim for compensation at one of the 8,000 service points listed on the Seguradora Líder page.
If the victim has died, a legal heir can make the request. There is no need for any type of intermediary, such as dispatchers or lawyers, and the entire process is done free of charge. Simply present a personal document and the accident report. Depending on the coverage requested, the insurer may require other items, such as proof of medical expenses. You can check the list of documents on the insurer's website. Remembering that you must have your insurance up to date to be able to request compensation. How was the DPVAT paid during 2021? In November 2020, the National and Private Insurance Council decided to exempt DPVAT 2021 and hire a new manager who will act on a temporary and emergency basis until the case is definitively resolved. The Private Insurance Superintendence (SUSEP) stated that the amounts charged in previous years would be sufficient to cover possible compensation in.